Shop pay financing
Pay Over Time with
Installments:
Shop Pay offers you the option to pay in full at checkout or to split your purchase into regular payments with Shop Pay Installments, both online and in store. Installment options vary by store and can be used on orders over $50 USD, including discounts, shipping, and taxes.
Payment plans:
Purchases between $50 USD and $30,000 USD are eligible for Shop Pay Installments, with options to pay in bi-weekly or monthly installments. Note: Minimum purchase amounts and offers may vary by retailer. Orders over $20,000 will be subject to a $10,000 down payment.
Eligibility requirements and credit score:
You must be over the age of 18, reside in the US, and be paying in USD to use Shop Pay Installments. Checking your eligibility will not impact your credit. Once payment plan terms are accepted, your payments may be reported to a credit bureau. Note: To use Shop Pay Installments you need a US shipping address
Affordable Monthly Plans
Buy now and pay for your purchase over time at competitive interest rates.
No Prepayment Penalties
Pay for your purchase with monthly payments and prepay at any time without penalty.
Easy Application
Get a quick decision with no obligation, safe for your credit and data.
INSTALLMENTS
Flexible Monthly Payment Plans
12, 18, 24 and 36 month payment plans available*
Starting at 0.00% APR*
Always interest-free (0.00% APR)
SPLITPAY
4 Interest-free payments every 2 weeks*
Payments automatically applied to your debit or credit card every 2 weeks.
Always interest-free (0.00% APR)
Valid on purchases between $30 and $1,500
