Bread Pay™ Financing
Pay Over Time with
Bread Pay is an easy way to buy the things you want now, while paying in installments that work with your monthly budget.
Affordable Monthly Plans
Buy now and pay for your purchase over time at competitive interest rates.
No Prepayment Penalties
Pay for your purchase with monthly payments and prepay at any time without penalty.
Easy Application
Get a quick decision with no obligation, safe for your credit and data.
INSTALLMENTS
Flexible Monthly Payment Plans
12, 18, 24 and 36 month payment plans available*
Starting at 0.00% APR*
Always interest-free (0.00% APR)
SPLITPAY
4 Interest-free payments every 2 weeks*
Payments automatically applied to your debit or credit card every 2 weeks.
Always interest-free (0.00% APR)
Valid on purchases between $30 and $1,500
Subject to approval of credit application. Bread Pay™ loans are made by Comenity Capital Bank, a Bread Financial™ company.