Bread Pay™ Financing

Pay Over Time with

Bread Pay is an easy way to buy the things you want now, while paying in installments that work with your monthly budget.

Affordable Monthly Plans

Buy now and pay for your purchase over time at competitive interest rates.

No Prepayment Penalties

Pay for your purchase with monthly payments and prepay at any time without penalty.

Easy Application

Get a quick decision with no obligation, safe for your credit and data.

INSTALLMENTS

Flexible Monthly Payment Plans

12, 18, 24 and 36 month payment plans available*

Starting at 0.00% APR*

Always interest-free (0.00% APR)

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SPLITPAY

4 Interest-free payments every 2 weeks*

Payments automatically applied to your debit or credit card every 2 weeks.

Always interest-free (0.00% APR)

Valid on purchases between $30 and $1,500

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Subject to approval of credit application. Bread Pay™ loans are made by Comenity Capital Bank, a Bread Financial™ company.